Supplemental Forms (only submit to the FAO if requested to do so):

• Dependent Care Form
• CSS Business Supplement         
• Enrollment verification form
• Parent Income and Expense Worksheet
• Non-US Parent Living Abroad Form
• Asset Verification Form

Waiver / Appeal / Change Forms:

• Request to Waive Custodial Parent Data
• Request to Waive Non-Custodial Parent Data
• Cost of Attendance Adjustment Request
• Special Circumstances Appeal Form
• Budget Adjustment Request--Residency Interviewing Costs
• Stafford Loan Request/Change Form

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

1. Federal Unsubsidized Stafford Loan
2. Federal Stafford Loan
3. Other federal student aid programs
4. Institutional student aid programs
5. State student aid programs
6. Private student aid programs
7. Student

Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Assistant Vice Chancellor Admin & Finance and Controller

UMass Chan Medical School

55 Lake Avenue North, Suite S2-338

Worcester, MA 01655

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Chan Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Class of 2025 - Average Medical School Debt of Indebted graduates $202,963

Class of 2025 - Percentage of graduates with Medical School Debt: 77%

FY 2022 (published September 2025)

Official 3 Year Cohort Default Rate:  0.0 percent

Since 1978 the T.H. Chan School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5,568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

T.H. Chan School of Medicine Estimated Cost of Attendance 2026-27

The items listed below are estimates used to create your financial aid budget for awarding purposes.  They may also be used to help you plan for your academic year; however, your actual expenses may vary based on your individual circumstances.

For Students Entering Fall 2026

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.

** Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Estimated Cost of Attendance 2026-27

T.H. Chan School of Medicine Estimated Cost of Attendance 2026-27

For Continuing Students (Classes 2029, 2028 and 2027)

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.

 **  Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Estimated Cost of Attendance 2026-2027

• Tuition and Fees 2025-2026
• Tuition and Fees 2026-2027

Class of 2023 - Average debt of graduates in the Morningside Graduate School of Biomedical Sciences program who borrowed $163,000

Class of 2023 - Percentage of graduates with debt: 1.6% (1 borrower)

FY 2022 (published September 202)

Official 3 Year Cohort Default Rate: 0.0 percent

• Tuition and Fees 2024-2025
• Tuition and Fees 2025-2026

Class of 2025 - Average Nursing School Debt of indebted graduates $117,129

Class of 2025 - Percentage of graduates with Nursing School Debt: 84.62%

FY 2022 (published September 2025)

Official 3 Year Cohort Default Rate: 0.0 percent

• Tuition and Fees 2025-2026
• Tuition and Fees 2026-2027