Supplemental Forms (only submit to the FAO if requested to do so):

• Dependent Care Form
• CSS Business Supplement         
• Enrollment verification form
• Parent Income and Expense Worksheet
• Non-US Parent Living Abroad Form
• Asset Verification Form

         

Waiver / Appeal / Change Forms:

• Request to Waive Custodial Parent Data
• Request to Waive Non-Custodial Parent Data
• Cost of Attendance Adjustment Request
• Special Circumstances Appeal Form
• Budget Adjustment Request--Residency Interviewing Costs
• Stafford Loan Request/Change Form

Cease Enrollment

Refunds are calculated when students do not register for the academic term for which they are charged, take an approved leave of absence, or otherwise fail to complete the program on or after the first day of class of the period of enrollment for which charges are assessed.

Students who cease enrollment after 60 percent of the term has elapsed receive no refund and are not required to refund any federal aid received for the term. Students who cease enrollment before 60 percent of the term has elapsed receive a refund for the percentage of the term remaining after the last date of attendance. The percentage is calculated by dividing the number of calendar days elapsed between the beginning of the term and the date the individual ceases enrollment by the number of calendar days in the term. For example, a student who withdraws 57 percent of the way through the first term of enrollment receives a refund of 43 percent of tuition and fees (100 percent minus 57 percent).  If a student received Title IV funds, a “Return of Title IV Funds” calculation will also be performed with the same percentage.  Accordingly, only the prorated amount of financial aid is available to the student.  Additionally, per federal regulations, the student is required to return the unearned percentage of aid received as cash or from a credit balance.  Failure to return unearned Title IV aid may result in ineligibility for future federal aid. 

Allocation of Refunds

A share of the refund will be returned to the financial aid programs that funded students. Refunds and recovered overpayments are allocated to the programs from which an individual received aid in the following order:

1. Federal Unsubsidized Stafford Loan
2. Federal Stafford Loan
3. Other federal student aid programs
4. Institutional student aid programs
5. State student aid programs
6. Private student aid programs
7. Student

Students must notify the dean of their respective school and the Registrar in writing of their intent to withdraw. Students who withdraw without notifying the dean and Registrar of their status will be considered withdrawn as of the last recorded date of class attendance as documented by the University.

Upon request, the School Bursar will provide examples of the application of this policy. Any withdrawn student who believes his/her individual circumstances warrant exceptions from published policy may make a written appeal to:

Jennifer Robinson, Controller
UMass Chan Medical School
333 South Street
Shrewsbury, MA  01545

This policy is subject to change at any time without prior notice if necessary to comply with federal law.

 

Add/Drop Course

The add/drop refund policy applies to any student charged by the credit hour and not discontinuing as a student from the UMass Chan Medical School.  A full refund will be given for any course dropped within 30 days from the start of the course.

Class of 2023 - Average Medical School Debt of Indebted graduates $180,632

Class of 2023 - Percentage of graduates with Medical School Debt: 71.1%

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate:  0.0 percent

Since 1978 the T.H. Chan School of Medicine has offered matriculated students, whether or not they applied for other types of financial aid, a Learning Contract, which defers payment of $5,568 of tuition. The General Court of the Commonwealth of Massachusetts established the Learning Contract and legislated repayment terms of various versions.

More information

T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26

For Students Entering Fall 2025

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.

Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26

Class of 2029 (First Year)	COA category	MA Resident	Non-MA Resident
Tuition	Tuition	$42,284	$72,710
Fees (all years)	Fees	$2,600	$2,600
Instrument fee (MS-1 only)	Fees	$896	$896
UWorld fee (MS-1 and MS-2)	Fees	$512	$512
Disability Insurance	Fees	$72	$72
Health Insurance fee	Miscellaneous	$6,388	$6,388
Dental	Miscellaneous	$250	$250
Medical Society dues	Miscellaneous	$103	$103
Parking	Miscellaneous	$208	$208
Housing	Food and housing	$12,768	$12,768
Food	Food and housing	$5,470	$5,470
Personal	Miscellaneous	$5,964	$5,964
Transportation	Transportation	$3,790	$3,790
Books, course materials, supplies & equip.	Books & Supplies	$1,490	$1,490
Loan Fees	Loan Fees	$452	$452
Total	Total Cost of Attendance	$83,247	$113,673

T.H. Chan School of Medicine Estimated Cost of Attendance 2025-26

For Continuing Students (Classes 2026, 2027 and 2028)

Students enrolled for school courses for credit are assessed the full tuition for each semester of enrollment. Students who register late and/or who are delinquent in the valid repayment of bills will be assessed a late registration fee of $50 and/or a late payment fee of $107.

 **  Tuition and fees may be changed at any time without prior notice.

T.H. Chan School of Medicine Estimated Cost of Attendance 2025-2026

Class of 2028 (Second Year)	COA Category	MA resident	Non MA Resident
Tuition	Tuition	$42,284	$72,710
Fees (all years)	Fees	$2,600	$2,600
UWorld fee (MS-1 and MS-2)	Fees	$512	$512
Disability Insurance	Fees	$72	$72
Health Insurance	Miscellaneous	$5,897	$5,897
Dental	Miscellaneous	$250	$250
Medical Society Dues	Miscellaneous	$35	$35
Housing	Food and housing	$12,160	$12,160
Food	Food and housing	$5,210	$5,210
Personal	Miscellaneous	$5,667	$5,667
Transportation	Transportation	$3,610	$3,610
Books, course materials, supplies & equip.	Books & Supplies	$1,228	$1,228
USMLE Exam Fee	Miscellaneous	$680	$680
Parking Fee	Miscellaneous	$208	$208
Loan Fees	Loan Fees	$452	$452
Total	Total Cost of Attendance	$80,865	$111,291

Class of 2027 (Third Year)	COA Category	MA Resident	Non-MA Resident
Tuition	Tuition	$42,284	$72,710
Fees (all years)	Fees	$2,600	$2,600
Disability Insturance	Fees	$72	$72
Health Insurance	Miscellaneous	$5,897	$5,897
Dental	Miscellaneous	$250	$250
Medical Society dues	Miscellaneous	$35	$35
Housing	Food and housing	$13,984	$13,984
Food	Food and housing	$5,992	$5,992
USMLE exam fee	Miscellaneous	$680	$680
Personal	Miscellaneous	$6,513	$6,513
Transportation	Transportation	$4,152	$4,152
Clinical Travel	Transportation	$1,886	$1,886
Parking	Miscellaneous	$208	$208
Books, course materials, supplies & equip.	Books & Supplies	$1,012	$1,012
Loan Fees	Loan fees	$500	$500
Total	Total Cost of Attendance	$86,065	$116,491

Class of 2026 (Fourth Year)	COA Category	MA Resident	Non-MA Resident
Tuition	Tuition	$42,284	$72,710
Fees (all years)	Fees	$2,600	$2,600
Disability Insurance	Fees	$72	$72
Commencement Fee	Fees	$294	$294
*Health Insurance	Miscellaneous	$5,897	$5,897
Dental	Miscellaneous	$250	$250
Medical Society dues	Miscellaneous	$35	$35
Housing	Food and housing	$13,376	$13,376
Food	Food and housing	$5,731	$5,731
Personal	Miscellaneous	$5,937	$5,937
Transportation	Transportation	$3,971	$3,971
Parking	Miscellaneous	$208	$208
Books, course materials, supplies & equip.	Books & Supplies	$590	$590
Clinical Travel	Transportation	$1,804	$1,804
Loan Fees	Loan Fees	$500	$500
Total	Total Cost of Attendance	$83,549	$113,975

• Tuition and Fees 2024-2025
• Tuition and Fees 2025-2026

Class of 2023 - Average debt of graduates in the Morningside Graduate School of Biomedical Sciences program who borrowed $163,000

Class of 2023 - Percentage of graduates with debt: 1.6% (1 borrower)

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate: 0.0 percent

Expected Cost of Attendance 2024-25
Tuition and fees*	$0
Housing	$13,376
Food	$5,731
Personal	$6,204
Books, Course Materials, Supplies and Equipment	$1,100
Loan fees	$216
Transportation	$3,971
Parking	$208
Total Budget for Financial Aid	$30,806
*tuition and fees are not paid by the student

• Tuition and Fees 2024-2025
• Tuition and Fees 2025-2026

Class of 2023 - Average Nursing School Debt of indebted graduates $128,400

Class of 2023 - Percentage of graduates with Nursing School Debt: 77%

FY 2021 (published September 2024)

Official 3 Year Cohort Default Rate: 0.0 percent

Tan Chingfen Graduate School of Nursing - Cost of Attendance (COA) for 2025-26 based on attendance in Fall, Spring and Summer semesters
	In-State	NE Regional	Out-of-State
Tuition and fees*	$27.259	$33,199	$36,358
Housing	$11,552	$11,552	$11,552
Food	$4,950	$4,950	$4,950
Personal	$5,358	$5,358	$5,358
Books, Course Materials, Supplies and Equipment	$1,900	$1,900	$1,900
Loan fees	$216	$216	$216
Transportation	$3,430	$3,430	$3,430
	$54,665	$60,905	$63,764
*Tan Chingfen Graduate School of Nursing tuition charged based on number of credits taken, and fees charged based on program.  Amounts listed above for Tuition and fees for estimate-only.  Please view the Tuition and Fee chart for specific information.
Tan Chingfen Graduate School of Nursing Graduate Entry Program - Cost of Attendance (COA) for 2025-26 based on attendance in Fall, Spring and Summer semesters
	In-State	NE Regional	Out-of-State
Tuition & Fees	$56,558	$63,922	$71,282
Housing	$13,984	$13,984	$13,984
Food	$5,991	$5,991	$5,991
Personal	$6,486	$6,486	$6,486
Books, Course Materials, Supplies and Equipment	$3,000	$3,000	$3,000
Loan fees	$216	$216	$216
Transportation	$4,151	$4,151	$4,151
Parking	$208	$208	$208
	$90,594	$97,958	$105,318

• Tuition and Fees 2024-2025
• Tuition and Fees 2025-2026