Residents and fellows working at least 50 percent of the time are eligible for benefits.  The University provides a range of health plan choices, providing comprehensive coverage through a range of provider networks.  Choices include indemnity plans, PPO-Types (Preferred Provider Organizations), POS (Point of Service, HMOs (Health Maintenance Organizations) and an EPO (Exclusive Provider Organization).  Employees contribute 25 percent of the premium cost through payroll deduction. 

Coverage is effective on the date of hire when it occurs on the first of the month otherwise it is the first of the following month of employment (i.e. new hire starting July 5 would have a start date of Aug 1).

For complete plan details, go to: www.mass.gov/orgs/ group-insurance-commission.  A GIC Benefit Guide is available in the Benefits Department or accessed online on the Benefits website: www.umassmed.edu/hr/benefits

Enrollment Information:

• You must enroll as a new hire during your first 21 days of employment, otherwise, you may enroll during the open enrollment period held annually every April/May. NOTE: Certain life change events (marriage, divorce, birth or adoption of child) may enable you to enroll other than as a new hire or during open enrollment. Check the Benefits website (Life Events section) for more information
• Benefits are available to employees, spouses including same sex spouses and dependent children up to age 26. You must provide a copy of your marriage certificate to cover a spouse and birth certificates if covering any children.